Yep, it’ll cost real money
Forward Operating Bases in Metal Gear Solid V are centers of operation you can set up around the world. These bases can be acquired using in-game premium currency, but it takes an awful lot of it to do anything. Realistically, many players wanting a new FOB will likely find themselves spending real money in micro-transactions.
Once you have your very own new FOB, other players online can attack your base, steal your staff, and basically take away all the things you just spent money being able to collect.
Fear not, as of today’s newest update to MGS V, you can now buy FOB insurance. What does this insurance provide you? If your staff or materials are stolen while you have FOB insurance, the thief will still get those stolen goods, but you will have them instantly replaced by identical staff and materials.
The following are not covered by FOB insurance: Staff/items that are not fully your property, such as abducted staff being held in your Brig (FOB), Wounded staff (staff lost due to death or extraction will be compensated), Staff used by you to deploy in defense of the FOB (neither death nor extraction will be compensated), Nuclear weapons.
So, are you ready to spend real money to protect the stuff you spent real money on? If so, FOB insurance might be right up your alley.