Though many games these days let you handle all sorts of money, Crimson Desert is rare in the sense that it allows you to learn about investment banking and start putting stuff on the market in the hopes you’ll get some good returns.
While index funds aren’t directly available, players can invest gold bars, or, if they do not like to wait, sell them to the proper vendor for massive instant cash (500 silver a piece), making this item one of the most valuable in the entire game.
There are several ways to get your hands on them, so here’s everything you need to know.
How to find Gold Bars in Crimson Desert

Gold Bars can both be discovered around the world or crafted, the latter requiring an alchemy recipe.
Currently, there seem to be several different spots where gold bars can spawn. There is one guaranteed spawn in Lioncrest Manor, which you can pick up by approaching the fireplace in the main hall and using the Steal option. Guards patrol the place sometimes, so be careful.
Traveling merchants, which can be found walking along the game’s countless roads, also tend to drop them from their chests. You need to Threaten them, Kill them, or find a way to make them drop the chests they’re carrying. I found one by accident after I fell on them from a cliff, causing the chest to go flying off their back and into the nearby river.
Of course, you can always craft them. The recipe for doing so can be found on the third floor of the Spire of Insight, though it is sometimes also dropped by goblin merchants, much like the treasure chest. To make a gold bar, you need three Brimstone, three Mercury, and 10 Silver Ore.
In the early game, there is a lot of Silver to be found behind the waterfall near the first bridge you cross at the very start of the story in Hernand, so be sure to pick that up, as Mercury and Brimstone will fall into your hands while exploring or doing puzzles around Pywel.
Gold bars can then be invested at the bank (there’s one in northern Hernand City) or sold for 500 Silver pieces at the same bank. Other merchants give you significantly less for this valuable item, so make sure you always transact with them at banks and never at regular vendors.