eg, game costs £8 - you can only put £10 or £20 onto your account.
It's a dick move aimed at taking more money than you want to spend and coercing you into spending even more later on. It's one of the main reasons I buy very little from XBL.
MS points, or real cash, either way let us buy like we do on PSN, a £5 minimum is fine, but let us add funds to the exact amount of the item we want to purchase.
but like i say, I doubt it will actually happen like that.
And I actually do prefer the cards. I'm just not comfortable storing my credit card information on anything.
I admit they can be annoying when you only need 200points.
This would fit well with all the retail shops around here selling out the points cards at discount prices now actually.
For Europe it may actually be a bad thing.
Unless they mean to change the currency to something similar to PSN. If that is the case I don't really care.
I'm 99% sure they won't miss out on the giant market of people/kids who don't have credit cards.
It'll be just like the PSN and the Wii.
I don't buy anything or play online at all, but it's an issue for the ones who do.
@Street Flighter I was hoping to hold a sophomoric grudge against you, but you've melted my heart with Mrs Doyle.
You can use a 12 month prepaid subscription card for those(which is what I use) besides the credit/debit card route
... real money makes sense.
10 bucks is 1000 Wii points, this means 1 dollar is 100 points, makes sense.
Here 10 bucks is 800 points, either there're trying to screw us out of money or somebody sucks at math, it needs to change either way.
While this would be a nice move to help us figure out exactly how much we're buying and spending, I'm with everyone else who's saying we're still going to have certain unit amounts imposed on us. So we're still going to have the issue of having left overs that Microsoft gets to keep -THAT needs to stop.
I know people have a shit-fit over Microsoft doing that and the way they do it, but the worst is actually the 3DS eShop.
eShop makes you pay tax on every item you buy depending on your state, but instead of taxing the funds you put INTO your account, which wouldn't effect your funds because you'd be paying the tax separate based on what your putting in, they tax you when you make your game purchase. So if a game costs $8 and you think you're going to have $2 left, think again, because you'll really have $.80 left (just a wild guestiment, not a real transaction no matter how similar it might be) because the game was taxed. So it forces you to not only buy more currency sooner, but it forces you into having loose change that you'll never get rid of, that Nintendo gets to keep, under the guise of "oh, we're following state tax laws".
If Microsoft -or anyone one else- does that shit, I'll be pissed.
Nintendo Points always leave me with leftover points, but unlike XBL, there's nothing for a dollar on the eShop, so I still have 100 points just floating around. On PSN I have something like 3 cents that just sits there, doing nothing.
You can buy MS points in $5 quantities through XBL, same as PSN. You can buy cards in store at $20 or $50 quantites, just like PSN. The only difference seems to be that people somehow can't remember the basic math that 800 points = $10. If you can't divide or multiply that by 2, then our educational system has severely failed.
Its the same with PSN, with its minimum of $10 for credit cards, then $20, $30, etc, with no middle ground.
The ms points are such bs, you always end up with odd amounts of points that cant buy anything.
I understand why MS chose this system, as it was meant to unify game prices across Xbox Live globally.
I guess some people aren't happy unless they've got something to bitch about.
"NO! This is terrible news. I regularly purchase points cards for less than the actual monetary value."
THIS! Really glad I'm not the only one who sees at least some benefits of MSP.
Sure, the conversion rate is annoying, but the MSP system itself can really work to your advantage if you know how to use it. For example:
1) I earn about 10 MSP a day just for searching for random shit with Bing. I literally just type in a random word (usually something sexual) and click "related searches" a bunch of times until I've earned 10 "Bing" points for the day. Then, once every week or so, I cash in my 125 Bing points for 100 MSP. It takes about a minute out of my day total, and it equates to about a free $1.00 worth of MSP every week.
2) I earn free MSP for being a Xbox Rewards member. If you use Xbox LIVE and you haven't signed up for (free) Gold Rewards then you're just silly. You earn points or pretty much everything you're already doing on XBLA -- buying games, renewing Gold, etc. It basically equates to cash back for purchases made, and requires zero effort on your part. (Unless you want to take part in the monthly survey, which gives you another free 20 MSP.) In the year or so since I signed up I've earned 1610 MSP (about $20), and other than the 30 second monthly survey I do every month, it's required literally ZERO effort on my part.
3) Like JamnOnTheOne said, MSP cards are on sale ALL THE TIME. Buying a 1600 MSP card for $15 (a common sale on Amazon) equates to $5 free dollars worth of MSP. IT'S LIKE FREE FUCKING MONEY.
TL;DR - The Microsoft Points system may have its annoying caveats, but if you know how to take advantage of the system, it's well worth the effort.

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