Here's a novelty item for those of you who can't get credit cards but love spending money. Capcom has issued some rather funky pre-paid VISA cards, emblazoned with lovely images from Resident Evil 5, Bionic Commando and Street Fighter IV.
These aren't really credit cards in the truest sense, since the money is already pre-paid. They're more like a gift card that can be spent anywhere that accepts VISA. The main benefit to them is that you get to make savings on Capcom products, and earn Capcom Unity Points. Unity Points sound like something a cult leader would issue to his best slaves, so I'm going to assume that is exactly what they are.
If you have a hard-on for things that look like credit cards but aren't really credit cards, then spend away, friend. Spend, spend away.
Jim Sterling serves as reviews editor for Destructoid.com, head of the Podtoid podcast, and produces a number of news stories, original features, one-of-a-kind videos. With his passionate argumentative style, controversial opinions, harsh delivery, and dedication to brutal honesty Sterling is a name that you can't help but recognize.
Likes
PS2, iPod Touch, Silent Hill 2, Metal Gear Solid, Dynasty Warriors 3
Meet the rest of the team
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10:00 AM on 02.17.2009
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Schedule of Fees & Limits
Card Activation/Issuance Fee
$9.95
Monthly Maintenance Fee
$4.95 per month
Dormancy Fee (90 days after last card activity)
$5.00
Signature Based POS Transaction Fees
Waived per transaction
Signature Transaction Decline Fee
$.50 per decline
PIN Based POS Transaction Fee
$.25 per transaction
PIN Based POS Transaction Decline Fee
$.50 per decline
ATM Transactions Fees
Withdrawal (in U.S.)
$1.50 per withdrawal
Withdrawal (outside U.S.)
$3.50 per withdrawal
Decline (in U.S.)
$.50 per decline
Decline (outside U.S.)
$1.00 per decline
Other
$.50 per action or transaction
Cash Advance
$10.00 per transaction
Card-to-Card Transfer Fees
$2.00 per transfer
Customer Service Fees
VRU Fee
$.25 per action
Representative-assisted
$1.50 per call
Request for Paper Statement (mailed)
$2.00 per request
Website cardholder account inquiries
Waived
Replacement Card Fee
$10.00 per card
Express Delivery of Replacement Card
$20.00 per card
Administrative Fee to Close Account
$10.00
Overdraft Fee
$10.00 per overdraft
Pay Bills Online
Electronic Payment
Waived
Paper Check Payment
$1.00 per check
Check Cancellations
$15.00 per cancellation
Maximum Card Load Limit
$2,500 per day
Maximum Card Balance Limit
$5,000
Maximum ATM Withdrawal Limit
10 transactions up to $500 per day
Maximum POS Transaction Limit
20 transactions up to $2,500 per day
Maximum Pinned POS Transaction Limit
10 transactions up to $500 per day