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Community Discussion: Blog by andyharris | Scared of your iPhone Getting Stolen Ė Get iPhone InsuranceDestructoid
Scared of your iPhone Getting Stolen Ė Get iPhone Insurance - Destructoid

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I am Andy Harris, a tech-savvy guy mostly for digital devices such as smartphones or cellphones, tablets and other handheld devices. I like to stay updated with the current technology and trends.

I am employed as an insurance professional at one of the renowned insurance company based in USA providing insurance services of digital devices.
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Your iPhone is a very popular smartphone, but itís also very expensive. There are some people who can afford it, as you were able to, and there are others who cant. This is why there are increasing incidences of iPhones getting stolen; actually itís becoming a pretty common problem. Now, you might be one of those who think that come what may, you will always keep an eye on your iPhone, to ensure it will never get stolen. But, there have been cases, of phone snatching where iPhones have been snatched from the hands of people, when they were using them.

You also cannot restrict using your iPhone in crowded or chaotic places, where everyone is jostling one another. It is in such scenarios that thefts usually take place. The point is the threat of theft exists even if you are very careful. Whatís more, if and when your iPhone is stolen and calls made from it then the owner (that is you)need to pay for the call.

This is why you need to get your iPhone insurance as soon as you buy a new device.

Get an insurance cover that will protect you from theft. Yes, you will have to pay a non-refundable deductible when you claim a replacement for your stolen phone, but the amount of the deductible and the monthly insurance premium payments you make are worth it. You will be paying lesser than the cost of buying a new iPhone.† What this means is that you donít really have to worry about your iPhone getting stolen if you have insured it.

The problem though is who you pick to get your insurance from. Which is the service provider you must choose for your iPhone insurance? Do you pick the in house Apple insurance going by the name of Apple Care+, or you pick the one offered by your network carrier or you choose from the various third party insurance providers. The key to choosing the right kind of insurance for your iPhone is doing your research and finding out which insurance cover is the best fit for your needs and requirements. Donít take a quick decision, take your time, understand the policy and the cover and only then sign on the dotted line.

There is a group of people who believe insuring a mobile device whether it is an iPhone or any other mobile device, is simply not worth it. It will be a good idea to talk to these people and learn their reasons for saying what they are saying. This will help you understand both sides of the coin that is the pros and cons of choosing an insurance cover for your phone. This in turn will ensure that you make an informed decision regarding your cover and not choose something just because people are asking you to go for it.

There is absolutely no doubt that if you are worried about your iPhone getting stolen, there is only one answer to your problem, and that is iPhone insurance. By buying an insurance cover for your phone you will be able to sleep better at nights, knowing fully well that even if your phone gets stolen, you can still get it replaced without spending a lot of money.



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